Mobile Banking Apps in Pakistan

mobile banking apps in pakistan

How frequently do you call your bank or visit ATM just to check your account balance, or transfer funds? How often do you visit a bank just to pay utility bills?

If you are looking for quicker ways to do these and more, then the solution is simple – download your mobile banking app on your phone and automate these tasks easily.

Below is a list of all the consumer banks which offer mobile banking apps in Pakistan for iOS, Android, and web user interface. You will also get an idea of how you can register and what features they offer via these apps.

Mobile Banking Apps in Pakistan

Al Baraka Bank

Al Baraka Banking App

Al Baraka bank customers that have already activated their internet banking can use the same on AlBaraka Bank Mobile Banking app, such as

  • Balance Inquiry and mini statements
  • Transfer funds to Al Baraka Bank (free) and other 1-link Banks in Pakistan
  • Pay utility bills and buy mobile top-ups

Allied Bank Limited

Allied Bank app

Allied Bank customers that have an ABL ATM/debit card can avail ABL mobile Banking by visiting the web interface or by registering for it directly.

With the mobile app you can

  • View of all ABL accounts & statements
  • Subscribe to E-Statement
  • Request New Cheque Book
  • Manage Payee/Biller
  • Pay School Fee, Credit Card bill, Insurance, Utility bills
  • Online Funds Transfers
  • Buy Airline Tickets, Mobile Top ups
  • Internet Shopping
  • Manage Investments
  • Donations and Merchant Payments

With myABL app, you can also manage your business accounts.

Askari Bank

Askari Banking App

Askari Bank customers that have already registered for internet banking can use the app as well as web portal.

Another amazing feature of Askari Bank Mobile Application is Cardless Cash Withdrawal. Using the Askari Bank Mobile Banking App, you can withdraw up to PKR 10,000/- without using your Askari Bank debit card at Askari Bank ATMs. Mobile Banking customers are provided with a unique reference number which can be used at Askari Bank ATM to withdraw cash without your ATM card.

But here’s what you can do with Askari’s mobile banking app:

  • Utility, Internet & Mobile bills
  • Fund Transfers
  • Account Balance, Statements and Promotions
  • Credit Card bill inquiry
  • Change password
  • Session-based generation of Financial PIN
  • ATM Locator (to locate the nearest ATM)

Bank Alfalah

Bank Alfalah Alfa App

The mobile banking app of bank Alfalah is called Alfa. Bank Alfalah customers using internet banking may use the same credentials for logging in to Alfa app. If you are not registered with Bank Alfalah internet banking, you can use your account details for signing up and logging in.

Interestingly, if you don’t have any account with Bank Alfalah and own a Bank Alfalah credit card, you can use your credit card details for signing up and logging in to Alfa as well. The use of Alfa app is free for credit card users of Bank Alfalah.

The app is rich in features and user friendly. You can:

  • View account details, transactions and balance.
  • Pay your Bank Alfalah Credit Card bill instantly and check your credit cards details
  • Check the details of your loans and Bancassurance
  • With AlfaPay you can scan QR code to make instant payments at over 15000 Masterpass merchants across Pakistan.You can pay using your Bank Alfalah Account, Credit Card, Wallet or with Orbits.
  • Request cheque book, Address Change, SMS subscription and e-Statement subscription
  • IBFT, Bill Payments, Mobile Top-ups.
  • Apply for Bank Alfalah products instantly

You can find the limits and fee structures of the Alfa here.

Bank Al Habib

Bank Al Habib App

The mobile banking app is called Bank Al Habib Agile. All Bank Al Habib customers with an active ibanking ID can use the same for logging in to the app or web interface.

The features offered are as under

  • Utility, Internet & Mobile bills
  • Fund Transfers
  • Account Balance, Statements and Promotions
  • Credit Card bill inquiry
  • Change password

The app has been rated poorly for flawed interface so its difficult to check the app and its working functionality. We would advise your to not install it or if you do, make sure you launch a complaint to the developers as well.

BankIslami Pakistan

BankIslami App

To avail internet banking for BankIslami, you can login for web interface or use their apps. You can access the following services on your fingertips like

  • Check your Account Balance
  • Pay utility Bills
  • Transfer Funds to any bank in Pakistan via IBFT
  • Locate BankIslami ATMs & Branches
  • View Statement of account
  • Buy Mobile Top-ups
  • Set Reminders for your payments
  • Manage Beneficiaries & Register Billers.

Dubai Islamic Bank Pakistan

DIB app

Dubai Islamic Bank offers a web interface for login and registration along with smartphone apps. Sadly the iOS app has not been updated for over a year frustrating its users and damaging the rating on App Store. The Android app has a tonne of negative reviews as well. So although we wouldn’t recommend downloading the app, you should know that it does exist.

Below is what all you can apparently do with their app as ‘proclaimed’ by DIB:

  • View account details
  • Transfer Funds
  • Add Beneficiaries.
  • Place fixed deposits and view existing fixed deposits
  • Create a payment order, demand draft and order cheque book
  • Pay Bills

Faysal Bank Limited

Mobit App

The Faysal Bank Mobit app is available for both smartphone platforms but sadly the apps have not been updated since 2015, which in other word means over 3 years. Perhaps the bank is not dedicated to its users… or not interested in harnessing the emerging tech. Faysal Bank customers can always use the web interface for availing facilities like:

  • Managing Accounts
  • Transfer Funds
  • Pay All Bills
  • Pay Faysal Bank Credit card and loans
  • Maintain beneficiaries
  • Free SMS alert on your every transaction through Mobit app.



The HBL Mobile app offers the unique feature of login through touch ID and face unlock. The app can be used by all HBL account holders with active HBL Debit or credit card. The HBL Mobile app offers the following services:

  • View account details.
  • Pay all utility bills along with zakat and education.
  • Transfer funds.
  • Locate nearby ATMs & branches
  • Updates on Card promotions such as deals and discounts
  • Apply for HBL Credit Card
  • Apply for travel and accidental insurance.

Standard Chartered Bank

SC Mobile App

SCB customers that have registered with internet banking, can use the same login details to use mobile banking app, additionally the app allows fingerprint login as well. App is regularly updated and has hardly ever crashed. You can avail the below services from their app:

  • View account details
  • Add New beneficiaries for bills, accounts, and institutes
  • Transfer funds to accounts
  • Pay all utility bills
  • Pay Credit Card bills
  • Find the nearest ATMs or bank branches

Habib Metropolitan Bank

HabibMetro Bank customers need to subscribe to Habib Metro web banking in order to use the same login and password for the apps. Unfortunately there is no web based interface for subscribing to HabibMetro web Banking and you will have to visit your parent branch for subscribing to HabibMetro web banking. The app offers the following features

  • Fund Transfers
  • Utility Bill Payments
  • Account Details
  • Add & Remove Beneficiaries
  • Set reminders for fund transfers and bill payments
  • Change your password, PIN and manage biometric login
  • Locate nearest ATMs and branches
  • Get updates about discounts and offers

The app seems to have awful reviews regarding failed logins on Google Store and Apple Store doesn’t boast anything opposite either. Perhaps contacting the developing team of bank is mandatory for app users.

JS Bank Limited

JS App

With just a web portal and Android app, JS Bank’s internet banking can be registered via 0800-0112.

Considering the app was last updated 3 years back, there is 95% chance that its outdated, malfunctioning and full of bugs. There is also no support for credit cards and no app for iOS devices.

In order to reach out to iOS users, windows phone users, and the rest of the customers, JS bank has created a web interface. The app and web portal are thankfully secured by military-grade encryption standards. In case the internet is unavailable, the Android app uses standard charges to send SMS for queries generated by user.

Here’s what you can do with the banking app:

  • View Account Details
  • Pay utility bills
  • Purchase mobile top-ups
  • Transfer Funds
  • Locate JS ATMs and branches

MCB Bank Limited


Being one of the biggest banks of Pakistan, MCB Bank treats its mobile banking and internet banking separately. If you are an MCB customer with an active VISA debit card (not an Aasaan account customer), you can activate your mobile banking by following this process. MCB web interface and Mobile app offers the following features:

  • View Account Details
  • Transfer Funds
  • Make online purchases to a number of online stores.
  • Buy prepaid top-ups and pay postpaid bills
  • Pay Utility bills
  • Pay MCB credit card bills
  • Maintain beneficiaries and make quick payments using quick pay.
  • Make Donations

Meezan Bank Limited

Meezan banking App

Meezan Bank customers that have already registered for meezan bank internet banking can use their internet banking login and password for apps. If you are not registered with internet banking, you will need an active meezan bank debit card for registration. The apps offers following services:

  • View Account details
  • Add & Pay all utility bills
  • Purchase mobile top-ups for all prepaid/postpaid numbers
  • Transfer Funds
  • Make Donations
  • Activate and deactivate your meezan bank debit cards
  • Provide Feedback
  • Make Payments to Schools, FBR, SRB, CDC and many more.

National Bank of Pakistan

banking apps

Surprisingly, the National Bank of Pakistan has an iOS as well as android app called NBP digital. And, they keep both apps updated too!

If you are an NBP customer with an active Debit card, you can avail the online banking services without any hassle. All you need to do is apply for online banking by visiting your respective branch. NBP digital app offers the following features:

  • Check Account & Transaction details
  • E-mail your account statement to your registered E-mail with NBP
  • Add Beneficiaries
  • Transaction alerts via sms and E-mail
  • Transfer fund to any NBP account and other bank accounts via IBFT
  • Pay Utility & Internet Bills
  • Purchase mobile top-ups
  • Pay for Education
  • Make Online Purchases
  • Keep a track of your investments
  • Locate ATMs and Branches

SilkBank Limited

banking apps

If you are a SilkBank customer with an active debit card, you can register for SilkBank Mobile Banking by calling SilkBank helpline at 021-111-100-777 and generating your MPIN. Once you have generated your MPIN, you can use mobile banking by downloading SilkMobile app which is available both on the Google play store and on Apple store. You can also access SilkMobile on any browser using a web based interface. SilkMobile offers the following features.

  • Block & Unblock Debit Card
  • Stop cheques
  • Apply for a pay order from your app and collect it from your branch at your convenience.
  • Transfer funds
  • Pay Utility Bills
  • Purchase mobile top-ups
  • Check your Balance and mini statement
  • Request a cheque book
  • Subscribe to SMS alerts and E-statement.

Soneri Bank

Soneri banking apps

If you are a Soneri bank customer with an active debit card, you can activate mobile banking by visiting your nearest Soneri bank ATM or by calling Soneri Bank helpline (021-111-766-374). The Soneri app is available both for Android and iOS and offers a web portal as well. the following features.

  • Check Account details, and statement of up to 20 last transactions
  • View and download your statement of account
  • Block and unblock your card, view your card details and card statement
  • Check balance and statement of your foreign currency accounts
  • Request for cheque book
  • Pay All Utility & Internet bills
  • Fund Transfers
  • Make other payments of KuickPay merchants
  • Stay updated with SMS alerts on every transaction performed via app.

Summit Bank

banking apps

Summit Bank customers that have already registered with summit bank internet banking can use their internet banking login and password to use summit mobile apps and web interface. There is a separate section for Individuals and Corporations.

If you are not registered with summit bank internet banking, you can register on summit mobile by using your Summit Bank account number, debit card number or registered cell number. Summit Mobile app is available for both Android and iOS and offers the following features.

  • Check Account details
  • Transfer Funds
  • Pay Utility Bills
  • Make Online Purchases
  • Locate nearby Summit Bank ATMs and branches
  • Check Forex Rates
  • Manage Cards and Beneficiaries

The Bank of Punjab

banking apps

The BOP mobile app contains a built-in registration process for all BOP customers that have an active BOP account and a debit card. You can avail the e-banking services by registering yourself via a simple registration form. Once registered, either you will get the credentials via email or you’ll have to visit your respective branch. The web portal is a bit sluggish since it’s not yet updated. The BOP mobile app is available for both Android and iOS and you can further download the FonePay app as well.

The BoP apps offer the following features:

  • Check your account balance and view transaction details
  • Add and Manage beneficiaries
  • Pay utility bills, internet bills and purchase mobile top-ups
  • Block and unblock your debit card.

United Bank Limited

banking apps

If you are a UBL customer and already registered with UBL net banking, you can use your net banking username and password to login to UBL digital app. If you are not registered with UBL net banking, you can register yourself within the UBL digital app by providing your account and debit card details. UBL digital app is available for both android and iOS and offers the following features.

  • Account Details & Statements
  • Manage Accounts and Cards
  • Request new debit card
  • Pay Credit Cards and loan installments
  • Pay Utility & Internet Bills
  • Fund Transfers
  • Recharge UBL Wiz card
  • Make Donations
  • Find Branches & ATMs
  • Pay Education Fee
  • Online Purchases
  • Fund Investments
  • Send & Receive Funds via QR Codes

This is a complete list of consumer banks in Pakistan with mobile banking apps and the features they offer. Meanwhile, did we get something wrong? Please let us know if we missed a bank.

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